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Recent news stories about the dangers of taking a 401(k) loan are missing the real story. Borrowing from a 401(k) plan isn’t necessarily a bad

Thomas Schendt, Partner, Alston & Bird LLP, has two words for plan sponsors: Retirement Leakage. Loan protection prevents defaults, reduces fiduciary risk and improves retirement

401(k) loan defaults (and related cash outs) were a hot topic at the recent SPARK Forum in Palm Beach. Conference attendees heard about the ERISA requirement

  Loan defaults are a serious problem in the 401(k) industry, one that is just becoming apparent as a leading cause of the retirement “leakage”

Financial wellness is the latest retirement topic du jour, with numerous programs marketed and panelists devoting coveted time at industry conferences. What’s not to like

Myth: 401(k) loans are the problem. Fact: Loan DEFAULTS upon job loss are the problem. Participants value loans, and may be more likely to participate

We insure our homes, but what about our loans? 401(k) savings are rapidly becoming our most important asset, even greater than the equity in our